Charlie-India takes the friction out from the order2 cash and invoice2 pay processes by providing a universal solution for request-to-pay
We enable banks to leverage their investments into instant payments and request-to-pay by providing an opportunity for generating a request-to-pay instruction simultanously with the invoice.
Works with any invoicing software
Easy-to-integrate
Quantifiable benefits for the banking customer
Our solution connects enterprises with their banks: it does not matter whether the customer uses a tailor-made solution or an online invoicing product
Only a hassle-free API connection is necessary on the customer side.
We are well-equipped and prepared to integrate with banks’ instant payment APIs.
E-invoicing together with request-to-pay causes 90-95% savings on receivables management for the banking customer.
B2B and B2C customer use cases
- Request-to-pay for B2C invoicing with immediate payment
- Request-to-pay for B2C invoicing with deferred payment
- Request-to-pay for B2C invoicing with payment guarantee
- Request-to-pay for B2B invoicing
How does it work?

Customer benefits
•Room for data mismatch minimized on the banking customer side between invoice and request-to-pay data
•Easy data tracing and error alerts
•Automatic payment and invoice data reconciliation – efficiency increase of financial admininstration processes
Bank benefits
•New value added service to enterprise customers that delivers quantifiable value on the customer side
•Door opening product for API-based banking services leveraging PSD2 and instant payment APIs
•Access to digital invoice data for further value added services
•Competitive offer from the bank against independent payment service providers